Bleakley’s wealth management operation currently services approximately $9.4 billion (as of 12.31.23) in client brokerage and advisory assets across four different custodial platforms. These platforms include LPL, Schwab, Fidelity, & Pershing. Based on our client’s specific needs, we match them with the most suitable custodian. 

Clients approach us at various stages of their financial journeys. No matter where you are currently, we can help you pursue more. We’re here to help you work toward your financial goals, whether you’re saving for your child’s college tuition, wanting to grow your assets, hoping to purchase your first home, or planning your retirement. Private wealth management services include (but are not limited to) the following guidance:

• Risk Assessment and Goal Targeting Profile
• Ongoing Portfolio Analysis and Seeking Optimization
• Personalized Portfolio Development 
• In-Depth Evaluation of Current Portfolio

Our investment philosophy has always been to maintain a diversified portfolio that provides deliberate control over portfolio risk while keeping our focus on alignment with your long‐term financial plan. 

While our advisors deliver the output, the team and experience behind our wealth management approach and strategies is deep and experienced – we refer to them as our Investment Think Tank.

At Bleakley, insurance planning is typically part of the bigger picture. As an independent firm with no core affiliation, we sit on the same side of the table with you to identify and address your risk management needs and can then recommend appropriate products that better fit your circumstances. 

We also take a coordinated approach to ensure your risk management planning work in conjunction with the various other elements of your overall comprehensive financial plan. 

These risk management services include:

Life • Disability • Long Term Care

Business By-Sell • Overhead • Buyout Insurance

Split Dollar • Deferred Compensation • Key Person

Fixed Annuities • Insurance Alternatives

Group Life & Disability • Property & Casualty Audits

Some people call it "retirement" but we prefer to think of it as having financial freedom.  Financial freedom means that you can choose to continue to work or run your business full-time, slow down a bit and let others do the heavy lifting or sell your business (or retire from your job) and walk away altogether.

And while the financial aspects of this stage are critical, there are also emotional, social, physical and spiritual aspects of life after a full-time career.

Our clients know that when that day comes, they have a plan for life and their finances.  They are clear about what is important to them and how they want to spend this chapter in life.  They have a strategy for claiming social security and have insight into their Medicare plans. They know which sources of their retirement income are taxed and in what manner. They are comfortable with the amount of volatility in their portfolio because we've purposefully structured it accordingly.

Our goal is for our clients to to live the lifestyle they want, whether that includes travel, maintaining multiple homes, paying for grandchildren’s college or all of that. Our mission is to have them know where their “retirement paycheck” comes from, that they have a strategy for leaving a financial legacy and are able to do so. It's all about having choices. 

We find that as our clients get older and are experiencing the joys of grandchildren or passionately involved with non-profit organizations, they express a desire to leave a legacy to continue financial support after they've passed away.

We can work with you to plan a gifting strategy to enjoy in the here and now or to benefit your heirs and organizations after you pass away. It's important to consider tax-efficient strategies and understand the implications of leaving heirs one asset over another. 

As part of our financial planning process, we find it critical that we take into account our clients entire financial picture to ensure it aligns with their overall goals.  The purpose of this review is to provide our clients with valuable feedback that they can then discuss with a legal professional.

This includes a discussion of the following client documents:

• Trusts
• Wills
• Power of Attorney

We work closely with you on these important decisions and collaborate with estate attorneys to ensure your estate planning documents and beneficiary designations are up-to-date and reflect your wishes.

You are under no obligation to use the services of any strategic partner and may choose any qualified professional to provide CPA, legal, tax services. Bleakley Financial Group and LPL Financial do not provide legal advice or tax services. Please consult your legal advisor regarding your specific situation.

One of the key components to maintaining a successful business is careful and diligent financial planning. Organizations spend millions of dollars each year to develop financial strategies that help build, grow, and protect their assets. Let us provide your business with the same protection and guidance by creating a financial blueprint that will help you feel confident about money and focus more on your business.

We provide the following business planning strategies:

• Buy–Sell Agreement Planning
• Business Transfer Techniques
• Qualified Retirement and Executive Compensation Packages
• Employee Benefit Coordination
• Succession Planning Strategies

We work with business owners and employees to ensure the company has an efficient 401(k) plan that is fully utilized and understood throughout the organization.

For established plans:

A complimentary 401(k) audit will show how your current costs and participation compare to industry averages for companies with similar size.  We’ll also make sure the plan is structured to meet the needs of the owners as well as the broader employee base.

Interested in setting up a 401(k) plan?

401(k) plans can seem complicated and intricate to implement. A 401(k) advisor can help alleviate that stress and confusion while setting up this investment tool for you and your company. By educating you on the best options we will ensure a 401(k) plan is right for you and find the best partners to create a long-lasting benefit.

A few of the many advantages to setting up a 401(k) plan:

• 401(k) plans offer a robust employee benefit that improves retention
• Accelerated retirement savings may be available to business owners
• Contributions (matching or non-discretionary) to the 401(k) made by the business are tax-deductible.

What a 401(k) advisor can do for you:

• Ensure a plan is designed to meet the needs of both the owner and employees
• Walk you through the rules and regulations that are continuously changing
• Connect the optimal recordkeepers and administrators to execute fiduciary responsibilities
• Work with business owners to ensure the benefits of business ownership are utilized
• Maintain the plan through various employee engagement strategies

For further details and a breakdown of how to establish and participate in 401(k) plans, review this link from the IRS.

Getting started…

Whether you have a 401(k) plan in place or are looking to get one started, we are ready to work with you as an advisor to find the solution that is best for your company.